Founded in 1978, Northern California Financial Development Corporation (Nor-Cal FDC) is focused on assisting businesses with financing in underserved communities

Our Mission

It is our mission to provide greater access to a variety of sources of capital to underserved markets and small business persons located in California that are considers economically disadvantaged entrepreneurs.

At the end of the day, our clients are successful when they can obtain the funding they need for their small business.

Through Nor-Cal’s partnerships and right loan program, clients have obtained the capital they need to start, build and grow their business.

Learn More About Us

Recent Success Stories

California Crosspoint High School

Since 1979 California Crosspoint High School (CCHS) has provided a comprehensive, university preparatory educational program. Notwithstanding humble beginnings and modest resources, CCHS students have attained national and international acclaim for their academic...

Green Commuter Inc

Green Commuter Inc, formed in 2014. offers vanpool and car-share services using a fleet of Tesla Model X vehicles. The company also plans to develop a fleet service offering for corporate customers to replace their existing company-owned vehicles with Green Commuter...

Swirl Inc

Swirl Inc. is a “full-spectrum ideas advertising company: advertising, marketing, communications, retail experiences, and brand actions. The company is focused on “serving and amplifying 21st century brands—reflecting the new needs and expectations of the 21st century...

Press Releases

A “Justice League” for SMB lending with Nor-Cal FDC

Northern California Financial Development Corporation, or Nor-Cal FDC, was founded in 1978 to help entrepreneurs and small businesses obtain financing. Working with other public and private partners, Nor-Cal FDC offers the loan guaranty or synthetic collateral to...

“Money Tales” Podcast Featuring Sanford Livingston

In this episode of Money Tales, our guest is Sanford Livingston II. Sanford is from Trenton, New Jersey, and a question he often heard from his mom while growing up was, “What are you going to study? Because you’ve got to get a job”. And, as Sanford explains, where he...